O12 - Microeconomic Analyses of Economic DevelopmentReturn

In Vietnam, Land-Use Right Certificates (henceforth referred as LURCs) can be issued to either individuals or households. If the land and asset are defined as common property of husband and wife, both have the right of land use or asset ownership. In this study, we assess the impact of land use rights on household welfare using Vietnam Household Living Standard Surveys 2004 and 2014. We find a strong effect of jointly-titled LURCs of residential land on formal and informal credit. Having jointly-titled LURCs increases the amount of formal credit by 35.1% and informal credit by 18.9%. We also estimate the effect of having jointly-titled LURCs on per capita expenditure. Jointly-titled LURCs of agricultural land and residential land help households increase per capita expenditure by 1.6% and 2.5%, respectively.

Vietnam, is one of the developing countries, which approaches new technology, especially Internet is extremely fast approximately 67.1% in the population in 2017. With the boosting of information technology, it creates a new environment and tool to reach the customers' requirement. The new and effective method of narrowing the gap between the distributors and clients is electronic commerce (e-commerce). E-commerce is one of the most innovative expansions of the technologies that enable small and medium-sized enterprise (SMEs) access to global communication and trade. It can help SMEs expand their businesses to global market and increase sales, reduce costs as well as profits. In order to explore the impact of e-commerce as a novel way to boost the development in Vietnamese SMEs, this paper investigated the benefits and barriers of SMEs in e-commerce. Therefore, a questionnaire survey was conducted to study the impact of e-commerce on SMEs in Vietnam. From the results of this survey, we strongly believed that e-commerce is the main key to bring a lot of benefits to not only SMEs but also big companies in Vietnam.